Boy & Mom:
"Mom, why we have to save money in future?"
"For your future."
"Why for my future?"
"So that you may have money to eat, use & go any where with you money during golden age."
"When you ask us to save money?"
"The time you received the first angpou in early of the year."
"Mom, I still not very sure whether have any benefit or not if we save money in bank?"
"Son, bank have interest to pay to us if we save money in bank because they appreciate to open a fixed deposit in bank."
"What is fixed deposit?"
"Fixed deposit is a account to log the fixed amount in bank without taking out before annually mature date is coming."
"Mom, why so many people stand in the bank & what card they used?"
"Oh... They use the ATM card in order to take out money from ATM machine."
"But mom, if one day we have taken out all the money from ATM machine and use it, when old time we dont have any money during old time. Will we have to beg money at street like what I saw in Petaling street?"
"Boy, if you have work, then you have money."
"But mom, we should retire at old age like late grandmother, why still have to work at 65?"
"Boy, when you grown up, you will understand."
"Mom, I want to be a cartoonist."
"Where you have money?"
"From mom."
"Me?"
"Yes morther, I want to be a cartoonist."
"But right now, where I have money as we now sleep at street?!"
Thursday, April 29, 2010
Wednesday, February 10, 2010
Small change
Everyday, we read the news, listen to radio, play facebook, enjoy playing PSP..... but, is it the life that you want?
Expert said: if you repeat the works in 1000 times, it will become a part of life. Is it? We dont know until we try. Like my friend, everyday he repeat the success way - unstoptable to find new customers (because he is a insurance agent) up to 7 person a day! Wao! A small number for him, but this is my big number!
Is a small change may cause many things in future? Is a small change may twist anything to unbelievable things? Is a small change may help you succeed in future? Is a small change may become a part of life (in other word attitube)? .....
Answer is: UNKNOWN. We will not know what happen in future if we have a small change now.
But what we know is: a good small change may help you to have a big change in future. Here we said a good small change: Is it stop playing facebook will help you to sleep earlier & less electricity? We dont know. But if we misuse the facebook, it will cause you many way. I didn't say facebook is a drug but facebook's power is unlimited that you expected. A small change from friendster to facebook, helped many people able to find their friends around the world! A small change can help a u-student to become a rich man. What a great idea! Ha ha..
Few days ago, a friend informed me that he has a friend who have a low contact with him, suddenly asked him came out to have a drink. Suprisingly, my friend! This guy knew that: maybe she have something in her mind instead of a drink. When he met her, A stranger sat nearby this lady. My friend said: MLM or Pyramid? Own Business? Insurance? bla bla...
Answer is: Pyramid! This lady actually was our coursemate in UKM. Now she has a small change - joining this Schemme. Ok, now we can see.. this lady have a small change. Was it considering a BIG change or nothing at all? For your info, she is a good lady in U-time. But my friend, he is a strong guy to reject & accept many things! This small change may help us to go through many ideas, such as stupid, lack of info about the schemme or other things.
'Rich dad & poor dad' - is a book to teach baby to become adult, THINK, DO & SAY LIKE AN ADULT! Is this book may become a guideline for new comer before they start to do a small change in future?
Answer is: UNKNOWN.
Today, big change may follow you if you have do a small change now.
Expert said: if you repeat the works in 1000 times, it will become a part of life. Is it? We dont know until we try. Like my friend, everyday he repeat the success way - unstoptable to find new customers (because he is a insurance agent) up to 7 person a day! Wao! A small number for him, but this is my big number!
Is a small change may cause many things in future? Is a small change may twist anything to unbelievable things? Is a small change may help you succeed in future? Is a small change may become a part of life (in other word attitube)? .....
Answer is: UNKNOWN. We will not know what happen in future if we have a small change now.
But what we know is: a good small change may help you to have a big change in future. Here we said a good small change: Is it stop playing facebook will help you to sleep earlier & less electricity? We dont know. But if we misuse the facebook, it will cause you many way. I didn't say facebook is a drug but facebook's power is unlimited that you expected. A small change from friendster to facebook, helped many people able to find their friends around the world! A small change can help a u-student to become a rich man. What a great idea! Ha ha..
Few days ago, a friend informed me that he has a friend who have a low contact with him, suddenly asked him came out to have a drink. Suprisingly, my friend! This guy knew that: maybe she have something in her mind instead of a drink. When he met her, A stranger sat nearby this lady. My friend said: MLM or Pyramid? Own Business? Insurance? bla bla...
Answer is: Pyramid! This lady actually was our coursemate in UKM. Now she has a small change - joining this Schemme. Ok, now we can see.. this lady have a small change. Was it considering a BIG change or nothing at all? For your info, she is a good lady in U-time. But my friend, he is a strong guy to reject & accept many things! This small change may help us to go through many ideas, such as stupid, lack of info about the schemme or other things.
'Rich dad & poor dad' - is a book to teach baby to become adult, THINK, DO & SAY LIKE AN ADULT! Is this book may become a guideline for new comer before they start to do a small change in future?
Answer is: UNKNOWN.
Today, big change may follow you if you have do a small change now.
Thursday, January 21, 2010
2010 - Tiger Roar
Hi Change,
Gong Hei Fatt Choy & Happy "ROAR" year!
I just finish my sales last December, but still able made a steamboat with my family member & friend, one word to describe - fantastic!
Aussie, how's your life there? Hope you & your family are fine. For timing, now i will be taking the exam - PCE (pre-contract examination) as starting a new field for me. I would to inform that - I will CHANGE JOB/Career this year! This year! And... I still single. How about you? Do you able to find a sexy Aussie? If ok, she must be more shorter than you (172cm), you know what I said, just joking.
Did you heard & read any news regarding Haiti Earthquake last week? That's terrible, sad, petty, helpless & many things that I dont know how to said. Even the Home of President was collapsed! Oh My God (OMG?!)
Do you remember teh tarik & MILO? Now a days, I started to drink blank water than teh tarik when I took breakfast outside. Why? Sugar price will increase! Somemore blank water may save a lot of money. All drinks related to sugar will have a price lifting! And my bak ku teh also couldn't avoid the price increasing. Luckily, Malaysia imported pork from oversea. So we still may have a affordable price pork. Because of terrible cold weather in north part of Earth, we will have a pricy CNY. I think it will also same to you in Australia.
Remember Auntie Liang lui next door? She finally have a Mykad since long waiting for 30 years!
Even she is just our neighbour, but we also congratulate to her. Just read the news today, many senior citizens went to Putrajaya to attend interview for getting the Mykad. Hope they may get the Mykad ASAP!
As normal, all the workers (including me) are waiting one revenue of the year - BONUS! But I still dont know what is the condition now (even though I am a branch manager). Same to others, most of people will leave the company after taking BONUS to celebrate CNY. But differ to me, I have to use BONUS to paid the owing amount from bank - credit card! I really hate it! That's why even my upcoming manager said: dont use credit card for everything! So got to do insurance business!
I have to stop here, my boss just arrived. See you in facebook.
Your 'kawan'
Twist
21.1.2010
Gong Hei Fatt Choy & Happy "ROAR" year!
I just finish my sales last December, but still able made a steamboat with my family member & friend, one word to describe - fantastic!
Aussie, how's your life there? Hope you & your family are fine. For timing, now i will be taking the exam - PCE (pre-contract examination) as starting a new field for me. I would to inform that - I will CHANGE JOB/Career this year! This year! And... I still single. How about you? Do you able to find a sexy Aussie? If ok, she must be more shorter than you (172cm), you know what I said, just joking.
Did you heard & read any news regarding Haiti Earthquake last week? That's terrible, sad, petty, helpless & many things that I dont know how to said. Even the Home of President was collapsed! Oh My God (OMG?!)
Do you remember teh tarik & MILO? Now a days, I started to drink blank water than teh tarik when I took breakfast outside. Why? Sugar price will increase! Somemore blank water may save a lot of money. All drinks related to sugar will have a price lifting! And my bak ku teh also couldn't avoid the price increasing. Luckily, Malaysia imported pork from oversea. So we still may have a affordable price pork. Because of terrible cold weather in north part of Earth, we will have a pricy CNY. I think it will also same to you in Australia.
Remember Auntie Liang lui next door? She finally have a Mykad since long waiting for 30 years!
Even she is just our neighbour, but we also congratulate to her. Just read the news today, many senior citizens went to Putrajaya to attend interview for getting the Mykad. Hope they may get the Mykad ASAP!
As normal, all the workers (including me) are waiting one revenue of the year - BONUS! But I still dont know what is the condition now (even though I am a branch manager). Same to others, most of people will leave the company after taking BONUS to celebrate CNY. But differ to me, I have to use BONUS to paid the owing amount from bank - credit card! I really hate it! That's why even my upcoming manager said: dont use credit card for everything! So got to do insurance business!
I have to stop here, my boss just arrived. See you in facebook.
Your 'kawan'
Twist
21.1.2010
Thursday, December 31, 2009
2010 - To my friend - twist
DEAR TWIST:
Hi, long time no see, how are you? First for all, Happy New Year 2010!
As I heard, you want to change your current job this year. Is it? If yes, please inform me so that I can give you some guideline of new field.
I already migraded to Australia for 2 years, that's mean, I m Aussie but no more Malaysian. Remember last time, when I started primary one in chinese school, the teachers were very fierce until parent respected to teachers, but now a days, the parent have more aggresive attitude until want to beat the teachers. Now a days, teachers have very hard time & have many works to do, even on Saturday! I also hope the classroom & building are in very good condition as I read many news regarding collapse. Hope Dr Wee put more attendation on it...^_^
I still remember KL have a major illness - jam, jam & jam! Instead of jam, flood, murder & mat rempit also became major problem. I have a friend almost been murdered by smuggler, but he was lucky as no injury. Mat rempit... when I heard this, I want to beat them, dont they didnt care other road users. Every weekend especially big day: sure more than 100 mat rempit race their life in DAtaran Merdeka. Shame! (But that was past tence, I now a Aussie, He he..)
Mmm.. I also knew that Malaysia won 2 unforgetable gold medals in SEA Games 2009 in Laos: Women group badminton & Men football. Yes, I m not Malaysian, but why this only happened after I migrated to Australia. If not, I was the first person to sit in front of TV to watch the moment!
Now I at under lower, but still can read major news from internet :) and very easy. I think you already watch one of movie of the year 2009 - <2012>. I didnt watch this, but it will happen in future. Who knows? Tell you something, one day when I read news, I saw a polar bear ATE the cub! Oh My God! Why this happen? Is it the end of world? Why they willing to eat their own kind?! That day also, I heard news that a BIG ice berg flew from antadica! Luckily this ice berg not to Aussie, I cant imagine if really happen. Tell you one secret: I followed the demostration parade: reduce 350ppm CO2. Wow! This was first time I follow, even last time in Malaysia, I didnt go for this. This parade was meaningful: gave message to Earth that please protect & do something good for next generation. Now 5 days in a week, I have been taking vege food now. Aussie dont like Mamat Stall; but many organic shop around. Please take vege!
How's Pak Lah? Hope he have good health to perform something good. My History was not as good as other, but I remember fresh that last time Malaysia have 1 PM called Tun Razak, is it?
His son - Najib Tun Razak becomes the 6th PM for Malaysia. And also, Najib have a slogan when he went any function & official ceremony - 1Malaysia. This slogan I found in Wikipedia & facebook, I saw one Malaysian draw himself into 1Malaysia's logo when I browsed facebook. If I not mistaken, the facebook user's name called JOey Siaw.. I added him from others friend. He put many comics on his profile, (actually this Joey Siaw's drawing is very common, not interesting at all) and one more person call Ivan Wong, he also have good skill on drawing.
Now everyone have facebook, twitter, MSN, blog, & even youtube. I knew one girl: Zee Avi! Believe It! She Is Malaysian, but developed in US :( ...... I saw her in youtube. Her Song very nice...
Mmm, sounds like I too miss Malaysia many thing like food, culture, friends, and more. I read news in Yahoo! Singapore & Malaysia, said that Tourism Malaysia wanted to register some of Malaysia favourite food like Bak Gu Teh, Roti Canai, Chao kui tiao and Nasi Kandar. Is it, when other Aussie asked me, I also give a respone to them: What the heck?!
Also from Yahoo!, I have read a news for Malaysia politics, that's why I m very hate this & became my main reason to migrate - Hopping. 2009 have so many frog ( I still havent watch Disney's The Princess & Frog) in Malaysia. A hopping frog may damage everyone's perspective.
That's why..
Luckily I no more Malaysian, F-5E engine also could lost in army camp? What the f@@@!
Sounds like this letter will not have ending if I continue to blah blah blah.. Sorry for my rudeness, dont worry, you will meet me soon in CNY 2010, I already bought a ticket to see everyone. One more thing: Remember prepare angpau (I still a Chinese even though I'm not Malaysian)
Ok see you.. & Happy New Year 2010
P.S: Dont drink & drive during countdown. Think to your beloved.
Your Best Friend,
Change
31.12.2009
Hi, long time no see, how are you? First for all, Happy New Year 2010!
As I heard, you want to change your current job this year. Is it? If yes, please inform me so that I can give you some guideline of new field.
I already migraded to Australia for 2 years, that's mean, I m Aussie but no more Malaysian. Remember last time, when I started primary one in chinese school, the teachers were very fierce until parent respected to teachers, but now a days, the parent have more aggresive attitude until want to beat the teachers. Now a days, teachers have very hard time & have many works to do, even on Saturday! I also hope the classroom & building are in very good condition as I read many news regarding collapse. Hope Dr Wee put more attendation on it...^_^
I still remember KL have a major illness - jam, jam & jam! Instead of jam, flood, murder & mat rempit also became major problem. I have a friend almost been murdered by smuggler, but he was lucky as no injury. Mat rempit... when I heard this, I want to beat them, dont they didnt care other road users. Every weekend especially big day: sure more than 100 mat rempit race their life in DAtaran Merdeka. Shame! (But that was past tence, I now a Aussie, He he..)
Mmm.. I also knew that Malaysia won 2 unforgetable gold medals in SEA Games 2009 in Laos: Women group badminton & Men football. Yes, I m not Malaysian, but why this only happened after I migrated to Australia. If not, I was the first person to sit in front of TV to watch the moment!
Now I at under lower, but still can read major news from internet :) and very easy. I think you already watch one of movie of the year 2009 - <2012>. I didnt watch this, but it will happen in future. Who knows? Tell you something, one day when I read news, I saw a polar bear ATE the cub! Oh My God! Why this happen? Is it the end of world? Why they willing to eat their own kind?! That day also, I heard news that a BIG ice berg flew from antadica! Luckily this ice berg not to Aussie, I cant imagine if really happen. Tell you one secret: I followed the demostration parade: reduce 350ppm CO2. Wow! This was first time I follow, even last time in Malaysia, I didnt go for this. This parade was meaningful: gave message to Earth that please protect & do something good for next generation. Now 5 days in a week, I have been taking vege food now. Aussie dont like Mamat Stall; but many organic shop around. Please take vege!
How's Pak Lah? Hope he have good health to perform something good. My History was not as good as other, but I remember fresh that last time Malaysia have 1 PM called Tun Razak, is it?
His son - Najib Tun Razak becomes the 6th PM for Malaysia. And also, Najib have a slogan when he went any function & official ceremony - 1Malaysia. This slogan I found in Wikipedia & facebook, I saw one Malaysian draw himself into 1Malaysia's logo when I browsed facebook. If I not mistaken, the facebook user's name called JOey Siaw.. I added him from others friend. He put many comics on his profile, (actually this Joey Siaw's drawing is very common, not interesting at all) and one more person call Ivan Wong, he also have good skill on drawing.
Now everyone have facebook, twitter, MSN, blog, & even youtube. I knew one girl: Zee Avi! Believe It! She Is Malaysian, but developed in US :( ...... I saw her in youtube. Her Song very nice...
Mmm, sounds like I too miss Malaysia many thing like food, culture, friends, and more. I read news in Yahoo! Singapore & Malaysia, said that Tourism Malaysia wanted to register some of Malaysia favourite food like Bak Gu Teh, Roti Canai, Chao kui tiao and Nasi Kandar. Is it, when other Aussie asked me, I also give a respone to them: What the heck?!
Also from Yahoo!, I have read a news for Malaysia politics, that's why I m very hate this & became my main reason to migrate - Hopping. 2009 have so many frog ( I still havent watch Disney's The Princess & Frog) in Malaysia. A hopping frog may damage everyone's perspective.
That's why..
Luckily I no more Malaysian, F-5E engine also could lost in army camp? What the f@@@!
Sounds like this letter will not have ending if I continue to blah blah blah.. Sorry for my rudeness, dont worry, you will meet me soon in CNY 2010, I already bought a ticket to see everyone. One more thing: Remember prepare angpau (I still a Chinese even though I'm not Malaysian)
Ok see you.. & Happy New Year 2010
P.S: Dont drink & drive during countdown. Think to your beloved.
Your Best Friend,
Change
31.12.2009
2009 - change (MALAYSIA)
10 major news - change:
- New PM Malaysia -Datuk Seri Najib Tun Razak became the sixth PM of Malaysia at Apr 2009 from Pak Lah.
- Perak Defent to BN - Four Pakatan Rakyat DUN defented to BN on Feb 2009 to become 31 seat majority to form new state gorvement which lead by Datuk Dr Zambry as MB.
- Frog Prince & Princess? - This year in Malaysia, many major leader in politics have acted as frog to CHANGE the member of other party - including ex-MCA member Datuk Dr Chua Rui Ming to become as PKR member.
- Change Face? - MCA riot began when Deputy President Datuk Dr Chua Sok Lek faced off with Datuk Seri Ong Tee Kiat, MCA chairman after crash PKFZ & DVD sex scandal insident.
- Change Book? - Education Dept annouced that soon Malaysia will changed the language of Maths & Science back to national language - Malay.
- Change Policy - For credit card holder, year 2010 will be a bad year that annual fee will changed start 1 Jan 2010.
- Change of Man - SPRM chairman Abdul Samad has been retired (or changed) early as many pressure formed from Teo Beng Hock's inquiry who killed in SPRM building in Shah Alam.
- Change of zero to HERO - Malaysia won a gold medal for men football in SEA GAMES 2009 since 1989.
- Change of System - KPI started for every department in Gorverment after Najib as PM in April 2009.
- Change of Materiol? - Many Building in Malaysia ARE not Stable? especially for collaspes of statium, building, bridge, & bus station which happened in Selangor, Perak & Terengganu
Wednesday, December 2, 2009
MIGRATE OR STAY
MIGRATE: I WILL MIGRATE TO AUSTRALIA SOON.
STAY: WHY? YOU NO MORE LIKE MALAYSIA?
MIGRATE: I HATE MALAYSIA, THERE HAVE SO MANY CONFLICT AROUND THE CORNER, NO FREEDOM TO TALK, JUST MEMORIZE WITHOUT THINKING IN SCHOOL,
BAD AREA, TRAFFIC JAM, LOW BENEFIT, NO WINTER, ...........
STAY: BUT THIS IS YOUR BIRTH PLACE.
MIGRATE: SO WHAT! I HATE TO SPEAK MALAY, SOUNDS LIKE ROJAK, I PREFER USE ENGLISH.
STAY: BUT YOU ARE CHINESE & YOU HAVE 2 YOUNG KIDS.
MIGRATE: AUSTRALIA HAVE INTERNATIONAL SCHOOL SO THAT WE CAN SEND THEM TO LEARN SIMPLE MOTHER LANGUAGE. I ALREADY GOT A GOOD OFFER & CAREER IN AUSTRALIA. SOME MORE MY HUSBAND IS AUSSIE. NOT A WRONG IF I FOLLOW TO AUSTRALIA.
STAY: HOW ABOUT YOU PARENTS, RELATIVES, FRINEDS...
MIGRATE: NOW A DAY THE INTERNET VERY USEFUL, WE CAN USE FACEBOOK, TWITTER, MSN, AND EVEN OLD-TYPE E-MAIL CAN CLOSER THE GAP BETWEEN 2 AREA. WE CAN COME BC HERE TO VISIT EVERY YEAR.
STAY: .....
STAY: WHY? YOU NO MORE LIKE MALAYSIA?
MIGRATE: I HATE MALAYSIA, THERE HAVE SO MANY CONFLICT AROUND THE CORNER, NO FREEDOM TO TALK, JUST MEMORIZE WITHOUT THINKING IN SCHOOL,
BAD AREA, TRAFFIC JAM, LOW BENEFIT, NO WINTER, ...........
STAY: BUT THIS IS YOUR BIRTH PLACE.
MIGRATE: SO WHAT! I HATE TO SPEAK MALAY, SOUNDS LIKE ROJAK, I PREFER USE ENGLISH.
STAY: BUT YOU ARE CHINESE & YOU HAVE 2 YOUNG KIDS.
MIGRATE: AUSTRALIA HAVE INTERNATIONAL SCHOOL SO THAT WE CAN SEND THEM TO LEARN SIMPLE MOTHER LANGUAGE. I ALREADY GOT A GOOD OFFER & CAREER IN AUSTRALIA. SOME MORE MY HUSBAND IS AUSSIE. NOT A WRONG IF I FOLLOW TO AUSTRALIA.
STAY: HOW ABOUT YOU PARENTS, RELATIVES, FRINEDS...
MIGRATE: NOW A DAY THE INTERNET VERY USEFUL, WE CAN USE FACEBOOK, TWITTER, MSN, AND EVEN OLD-TYPE E-MAIL CAN CLOSER THE GAP BETWEEN 2 AREA. WE CAN COME BC HERE TO VISIT EVERY YEAR.
STAY: .....
Monday, November 30, 2009
OBEY & OFFENCE?
OBEY: FOOL! WE MUST OBEY TO BOSS SO THAT WE CAN GET BONUS EVERY YEAR!
OFFENCE: YOU ALSO FOOL! IF YOU DONT DO REVOLUTION, YOU ARE LOSER!
OBEY: HOW I CHANGE? I DONT HAVE MONEY NOR TIME TO DO THAT!
OFFENCE: HOW OLD ARE YOU?
OBEY: 25 YEARS.
OFFENCE: WHAT THE HECK YOU! YOUNG IS YOUR PROSPERITY NOW! YOU HAVE TO USE IT BECAUSE YOU STILL YOUNG. NOT LIKE ME, I ALREADY BECAME 54 YEARS NEXT YEAR BUT I DONT HAVE NOTHING EVEN THOUGH I HAVE CAR, HOUSE, & FAMILY. ONE THING I VERY REGRET THAT I DIDNT DO THIS - GO OUT THE NEST TO FIGHT FOR FUTURE! IDIOT! YOU MUST KEEP IT SIMPLE STUPID (KISS) & DONT THINK TOO MUCH. DO IT BEFORE YOU REGRET ONE DAY.
OBEY: ...
OFFENCE: YOU ALSO FOOL! IF YOU DONT DO REVOLUTION, YOU ARE LOSER!
OBEY: HOW I CHANGE? I DONT HAVE MONEY NOR TIME TO DO THAT!
OFFENCE: HOW OLD ARE YOU?
OBEY: 25 YEARS.
OFFENCE: WHAT THE HECK YOU! YOUNG IS YOUR PROSPERITY NOW! YOU HAVE TO USE IT BECAUSE YOU STILL YOUNG. NOT LIKE ME, I ALREADY BECAME 54 YEARS NEXT YEAR BUT I DONT HAVE NOTHING EVEN THOUGH I HAVE CAR, HOUSE, & FAMILY. ONE THING I VERY REGRET THAT I DIDNT DO THIS - GO OUT THE NEST TO FIGHT FOR FUTURE! IDIOT! YOU MUST KEEP IT SIMPLE STUPID (KISS) & DONT THINK TOO MUCH. DO IT BEFORE YOU REGRET ONE DAY.
OBEY: ...
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