I pressed ING website last nite (actually more than N time):
I searched ING easy for retirement, it show like this:
Present:-
Average Link-house : RM 180,000
Glass of Teh Tarik: RM 1.30
Visit to clinic: RM 30
Annual College Fee: RM 9,500 (more private or government)
20Years From Now:-
Average Link-house : RM 454,851
Glass of Teh Tarik: RM 2.49
Visit to clinic: RM 63
Annual College Fee: RM 23,575 (more private or government)
When I read this, I was so shocked! My goodness, is this the amount that I have to pay to my children & family expences?
(The following is a demo example)
Name: A
Age: 26
Expecting retire age: 50
Current income: RM 30,000
Current Saving per month: RM 500 (included investment, piggy bank and so on except EPF)
Current EPF: RM18,000
Investment Style: Conservative (Have 3 style: Conservative, Moderate, Aggressive)
Graph shown: You will have net saving RM 557,035 on 50 years old. But will finish around 10 years in future.
Additional Money you required until 85 years old: RM 1,254,531 (Around RM 1.2 million)
Are we preparing the additional money for future retirement now?
Sunday, May 30, 2010
The heat - betting (18)
Bet, bet, bet,...
Anyone like to bet. Ekor, kuda, toto, 88 (SABAH), Magnum, Da Ma Cai, ...... Now, government said, for football betting: GREEN LIGHT!
For me, hey dude, great! No more underground bookies, police may save energy, government have more MONEY X N to come to heal the extremely deficit (If still use subsidiary, Malaysia will be the next Iceland in 2019). Many people said:
Anyone like to bet. Ekor, kuda, toto, 88 (SABAH), Magnum, Da Ma Cai, ...... Now, government said, for football betting: GREEN LIGHT!
For me, hey dude, great! No more underground bookies, police may save energy, government have more MONEY X N to come to heal the extremely deficit (If still use subsidiary, Malaysia will be the next Iceland in 2019). Many people said:
- Cancel lah!
- Potong ini lah, memudaratkan! (WiMAX ?!!)
- Sini tak ada!
- Tak Boleh!
- Pergi Masjid Untuk Buat MOGOK! ...... (SELALU BUAT PADA HARI JUMAAT)
Our Famous MB: No Door For Ascot (You May Read Newspaper). Just Want to ask you, MB, if you want to ban the Ascot, why not together with the BEER, TOTO.... ?
MB said: Toto & beer, we still may accept, small small may play-play lah, once a while is ok loh. That's mean, anyone can gamble & drink sometimes lah.. But Ascot ah, boleh pecah satu keluarga. Tak Boleh, Tak Boleh, Tak Booooooooooooooooooooooooooooooooolllllllleh!!!
For author, speechless....
Tuesday, May 18, 2010
The heat - Malaysia Politic with others (18)
When we (C & D) sat in XXXXXXXXX coffee shop (very damn famous, dude),
A: Hey B, Long time no see...
B: Hello hello... (shacking hand each other)
A: Lu doing what now?
B: Wah? Doing business loh..
A: What business you involved?
B: Retirement concept..
A: Dont sell me insurance ah.. Wah will @@@@ you!
B: Easy man. As I said, retirement concept, dude..
A: Ok ok...
B: Heh, did you read newspaper...? Regarding XXXXXXXXXXXXX by-election.
A: Lu jangan cakap lah. When I saw the rocket man & blue guy.. I want to $$#$ them lah. Just Blah - blah only... Dont know which want is the best. You said rocket man ok, he just a follower, you said blue guy, only give many during election only.
B: Lu siao meh, said like that, later the rocket team or blue team will kill you.
A: Dont know lah, sometimes I saw them, like the moon guy, always jump there, jump here, like a frog prince, I thought once a while was ok, but it happened continuesly. Like the qqqq qqqq pppp, what the JJJJJkhnfglkhfndlkhfndkl. Anwar said: Nvm. Swept the bad things out of PKR.
B: Easy man, lu relax lah, you are not them mah, dude..
A: Yes. luckily not like Bangkok. Worst loh. So many people dead, I read news that the Red Shirts (anti-gorverment protesters) were willing use the baby as protection to army.. klkkljl?!
B: But I read news from mandarin newspapers that they also not dare to use but the baby's parent have to use to end the war.
A: What the hell, use child? tell the Red Shirts back home tanam padi lah.. Siao..
B: Pen Yu (Hokkien dialet - friend), dont worry, one day the war will end...
A: Ya lah, when the war end, we already not at this world loh...
B: Siao meh, said like that.
A: You read the news or not? Britain change government..
B: I knew. The XXXX Brown did sooooooooooooooooo many mistakes during the campaigns. VKJHSKGJHSGKFHKGFHDS......
A: I have same feeling with you... He should get back to XXXX!
B: As I know, Britain have coalition government but I didnt recall the name in short time ... I think the name is David Cameron, the head of the Conservatives. Another one I didnt remember..
A: The another is Liberal Democrat leader and now Deputy Prime Minister, Nick Clegg. (Even author dont know the name, damn it!)
B: Wah, you remember... dude.
A: F@@@ you lah, didnt read newspaper ah?
B: You thought I am a computer ah. Dude...
A: For ling beh (Hokkien Dialet - another wording for "me"), I have 30 years for reporting XXXX politic news, surely will know lah...
B: For me, money more realistic...
A: F@@@ you lah.. If I have money, I sure will buy a small island to live, play, swim & .... I no need to mention lah, you know lah...
B: Politic is the most confusing & annoying game in the world.
A: F@@@@
B: You too lah, sucker (Finally B said the first dirty word in whole dialogue)
C & D: ..... (Speechless)
THE END
A: Hey B, Long time no see...
B: Hello hello... (shacking hand each other)
A: Lu doing what now?
B: Wah? Doing business loh..
A: What business you involved?
B: Retirement concept..
A: Dont sell me insurance ah.. Wah will @@@@ you!
B: Easy man. As I said, retirement concept, dude..
A: Ok ok...
B: Heh, did you read newspaper...? Regarding XXXXXXXXXXXXX by-election.
A: Lu jangan cakap lah. When I saw the rocket man & blue guy.. I want to $$#$ them lah. Just Blah - blah only... Dont know which want is the best. You said rocket man ok, he just a follower, you said blue guy, only give many during election only.
B: Lu siao meh, said like that, later the rocket team or blue team will kill you.
A: Dont know lah, sometimes I saw them, like the moon guy, always jump there, jump here, like a frog prince, I thought once a while was ok, but it happened continuesly. Like the qqqq qqqq pppp, what the JJJJJkhnfglkhfndlkhfndkl. Anwar said: Nvm. Swept the bad things out of PKR.
B: Easy man, lu relax lah, you are not them mah, dude..
A: Yes. luckily not like Bangkok. Worst loh. So many people dead, I read news that the Red Shirts (anti-gorverment protesters) were willing use the baby as protection to army.. klkkljl?!
B: But I read news from mandarin newspapers that they also not dare to use but the baby's parent have to use to end the war.
A: What the hell, use child? tell the Red Shirts back home tanam padi lah.. Siao..
B: Pen Yu (Hokkien dialet - friend), dont worry, one day the war will end...
A: Ya lah, when the war end, we already not at this world loh...
B: Siao meh, said like that.
A: You read the news or not? Britain change government..
B: I knew. The XXXX Brown did sooooooooooooooooo many mistakes during the campaigns. VKJHSKGJHSGKFHKGFHDS......
A: I have same feeling with you... He should get back to XXXX!
B: As I know, Britain have coalition government but I didnt recall the name in short time ... I think the name is David Cameron, the head of the Conservatives. Another one I didnt remember..
A: The another is Liberal Democrat leader and now Deputy Prime Minister, Nick Clegg. (Even author dont know the name, damn it!)
B: Wah, you remember... dude.
A: F@@@ you lah, didnt read newspaper ah?
B: You thought I am a computer ah. Dude...
A: For ling beh (Hokkien Dialet - another wording for "me"), I have 30 years for reporting XXXX politic news, surely will know lah...
B: For me, money more realistic...
A: F@@@ you lah.. If I have money, I sure will buy a small island to live, play, swim & .... I no need to mention lah, you know lah...
B: Politic is the most confusing & annoying game in the world.
A: F@@@@
B: You too lah, sucker (Finally B said the first dirty word in whole dialogue)
C & D: ..... (Speechless)
THE END
Monday, May 17, 2010
The heat - FIFA world cup
As usual, China won the Thomas Cup consecutively for 4th years for first time in history.
But later, what next?
More heat & the most heat is South Africa World Cup 2010!
But I still not sure want to follow all 64 live matches in midnite & early morning or not.
Hey guys, we still need to work, sleep, eat, appoinment (official & private)...... Ok, we will have a problem during the World Cup period - MC. The following list are for parties who will have benefit during World Cup:
But later, what next?
More heat & the most heat is South Africa World Cup 2010!
But I still not sure want to follow all 64 live matches in midnite & early morning or not.
Hey guys, we still need to work, sleep, eat, appoinment (official & private)...... Ok, we will have a problem during the World Cup period - MC. The following list are for parties who will have benefit during World Cup:
- Hospital & clinic - MC, sick, ....
- Mamak Stall - eat, drink, seat, smoking, shouding, scolding, insulting....
- Home - eat, drink, seat, smoking, shouding, scolding, insulting....
- School, college & university - Gossip, sport action, soccer, betting, detention class, fighting..
- Giant, Carrefour, Tesco - Selling fast, add stock, overtime shopping, traffic jam, social problem...
- Electric & Electronic - Selling Fast, add stock, overtime shopping, promotion, new launching, credit card promotion, overpaid, overuse for shopping, over budget, wasting money & energy......
- Many things that you may imagine: Pro & Con...
Well, we may see WORLD CUP will give us the Con more than Pro, no matter pre-World Cup, during World Cup, or after World Cup.
So, in conclusion, do you have any problem & question?
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